Whole-loan buyer for private money lenders
We buy private money loans. One loan or the whole book.
Fix & flip, bridge, ground-up, DSCR and small-balance commercial, including loans others pass on. Firm bid in 24 hours. No retrades.
- No minimums
- Bid within 24 hours
- Servicing released or retained
Ways to sell
Sell the way your book is built.
One loan this week, a forward line next quarter. Same desk, same review, same bid standard.
Single loans
Any size, one at a time, whenever you need the capital back.
Flow
An ongoing program: you originate to our buy box and sell as loans close.
Forward
We commit to buy loans you are about to originate, on terms set up front.
Bulk
A whole pool or the whole book, priced loan by loan and settled together.
Certainty of execution
When we commit, we close.
Our bid holds through the commitment period unless diligence finds a material defect. We buy with our own balance sheet, so there is no one behind us who can change the answer after you have planned around it.
- Direct balance-sheet buyer, with no broker between you and the capital
- No retrades: the bid holds through the commitment period unless diligence finds a material defect
- Servicing released or retained, structured to how you run your business
- Every bid owned by a person on our team, not by a model
What we buy
Business-purpose loans, and the ones that don't fit a box.
Pick a product to see its buy box, what sells well, and what to send.
Fix & Flip / Bridge
Rehab and bridge loans, including partially drawn loans with draws still to fund.
See the buy boxGround-Up Construction
New construction up to 10 units, including multifamily and mixed-use.
See the buy boxDSCR & Investor
Rental loans qualified on property cash flow, long-term and short-term rentals.
See the buy boxSmall-Balance Commercial
Multifamily to 25 units and mixed-use to 10 units, $300K to $5M.
See the buy boxSpecialty / Hard-to-Place
Rural, acreage, modular, manufactured, bailouts and foreign nationals.
See the buy boxNon-QM
Bank-statement, alt-doc and other non-QM residential loans.
See the buy boxSeasoned & Performing Portfolios
Seasoned books from private lenders ready to recycle capital.
See the buy boxBuy box at a glance
The buy box, at a glance.
Leverage, credit and loan-size limits for each product are in our guidelines and matrix, which approved sellers receive.
| Fix & flip / bridge | 1-4 family, multifamily to 25 units, mixed-use to 10 units. Partially drawn loans welcome. |
|---|---|
| Ground-up construction | Up to 10 units, including multifamily and mixed-use. |
| DSCR & investor | Long-term and short-term rentals, entity or individual borrowers, foreign nationals. |
| Small-balance commercial | Multifamily to 25 units; mixed-use to 10 units with at least 50.01% residential. $300K to $5M. |
| Trade size | One loan or the whole book. No minimums. |
| Servicing | Released or retained. |
| Bid | Within 24 hours of a tape or seller portal registration. |
Loans others pass on
How it works
How selling works.
- Step 1
Submit
Upload a loan tape, or register your loans in the CorrFirst seller portal.
- Step 2
Get a bid
We send a price on each loan or the pool.
- Step 3
Accept and deliver
If you accept, deliver the loan file.
- Step 4
Diligence
Our AI underwriting reviews the entire file (valuation, construction feasibility where relevant, and every loan condition), and our underwriters clear it.
- Step 5
Purchase
Once diligence is cleared, we buy the loan when the collateral documents are received and cleared.
- Step 6
Servicing transfer
Servicing moves after purchase.
Once you accept our bid, our AI reviews the entire file (valuation, feasibility, every condition) so diligence clears fast and we stand behind every purchase.
Who we buy from
Built for private money.
We buy from the lenders who make business-purpose loans, and the partners who fund them.
- Private and hard money lenders
- Debt funds
- Table-funding brokers
- Fintech originators
Common questions
Questions sellers ask first
Do you buy single loans?
Do you buy loans with construction holdbacks?
Do you offer forward commitments?
How do I get approved as a seller?
What do you need in the collateral file?
What file formats do you accept for a tape?
Do you buy servicing released or retained?
Ready to sell?
Submit one loan or a full tape.
A bid within 24 hours of a tape or seller portal registration, owned by a person on our team. After a bid is accepted, full-file review is why diligence moves fast, we close what we commit to, and we don't retrade.